Resource Library
Official information, without the runaround.
Start with the county, your mortgage servicer, and a HUD-approved counselor. These are the sources that actually control deadlines, balances, and eligibility.
We do not control third-party sites and cannot guarantee that a linked page reflects your current balance or deadline. Always confirm the details that matter with the office or servicer that holds your file.
Start here
Four places to look before you sign anything.
Keep copies of everything. If you speak with an office, write down the date, the person, and what they told you.
Property taxes in Richmond County
Your county tax office is the authoritative source for balances, due dates, payment arrangements, and tax-sale schedules. Verify any date you are given by a third party directly with the county.
- Augusta-Richmond County — official websiteCounty departments, including the Tax Commissioner's office and Tax Assessor.Official source
- Richmond County Tax AssessorProperty records, assessments, and questions about your property's valuation.Official source
- Georgia Department of Revenue — pay property tax onlineState directory of county tax offices and online payment links.Official source
Mortgage help and foreclosure
Your mortgage servicer controls loss-mitigation review. Free, HUD-approved counseling is available and is separate from any company that offers to buy your home.
- HUD — find a housing counselorSearch HUD-approved counseling agencies by ZIP code. Counseling is typically free or low cost.Official source
- Consumer Financial Protection Bureau — mortgage helpPlain-language guidance on delinquency, loss mitigation, and foreclosure protections.Official source
- Homeowner's HOPE™ HotlineFree foreclosure-prevention counseling at 888-995-HOPE (4673).Official source
- Georgia Mortgage AssistanceState program information for eligible Georgia homeowners facing mortgage hardship.Official source
Legal help and your rights
Foreclosure, tax sales, deed transfers, and contract terms are legal matters. A qualified Georgia attorney can review your documents and deadlines with you.
- Georgia Legal Services ProgramFree civil legal help for eligible low-income Georgia residents, including housing matters.Official source
- GeorgiaLegalAid.org — facing foreclosureSelf-help information and referrals for Georgia foreclosure and housing questions.Official source
- Georgia Attorney General — consumer protectionConsumer alerts and complaint resources, including mortgage and foreclosure scams.Official source
Before you sign anything
Anyone buying your home — including us — has a financial interest in the transaction. Read the contract, compare net proceeds, and get independent advice before you sign.
- CFPB — mortgage and home-equity resourcesUnderstand loan terms, closing costs, and your rights before a sale or refinance.Official source
- Federal Trade Commission — consumer adviceHow to spot advance-fee, foreclosure-relief, and deed-transfer scams.Official source
- Georgia Real Estate Commission — license verificationUse the Commission's Search For A License tool to verify a Georgia real estate license.Official source
Know the warning signs
How to spot a bad deal.
Homeowners under deadline pressure are targeted. These are the patterns worth walking away from, whether the caller is a stranger or a company that sounds official.
Guaranteed outcomes
No legitimate business can guarantee that a foreclosure will stop or that a tax debt will disappear.
Upfront fees for help
Free HUD-approved counseling exists. Be cautious of advance fees for loan modification help.
Pressure to sign today
Real deadlines exist, but artificial urgency is a sales tactic. You are allowed to take a contract home.
Government-looking mail
A logo or seal does not make a private company a government agency. Verify the sender independently.
Deed transfers before closing
Transferring title before you are paid puts your ownership at risk. Use a title company or closing attorney.
No written numbers
If you cannot see the costs, the payoffs, and the net proceeds in writing, do not sign.
Need help understanding what a document says?
We will not interpret legal documents for you, but we can help you identify the questions to ask and the deadlines that may be hiding inside them.
Advocacy First. Options Always.
Information is only useful if you can act on it.
Once you know the balance and the deadline, the options get clearer. We can help you sort them out.